Important Questions About Medigap Insurance

Summary

Are all medigap plans the same?
If so, why do premiums vary so dramatically from company to company?
Do some medigap policies cover more doctors than others?

Marc’s Plain Talk and Important Questions about Medigap insurance

  1. Why don’t online quotation services talk about premium costs in year 2, year 3 or 5? (only the first year, which is skewed with heavy, temporary discounting)

    If all medigap plans are the same, why does pricing vary dramatically from company to company?

    Marc D.

  2. Are all medigap plans the same?
  3. If so, why do premiums vary so dramatically from company to company?
  4. Do some medigap policies cover more doctors than others?
  5. Is my doctor covered even covered, because their website does not list any medigap insurance plans at all? 
  6. Do some medigap plans cover more medical services than others?
  7. What is the difference between Community Rating and Attained Age pricing?  Is it important?
  8. How will I know when the time is right to change policies in future years?

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