Category Archives: Sutter Health PAMF

Accessing Stanford or Sutter with Medicare

Navigating Medicare with Stanford or Sutter/PAMF

Accessing Stanford or Sutter/Palo Alto Medical Foundation (PAMF) with your Medicare has become progressively more challenging in recent years.  However, it’s not impossible.

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Gone are the days of purchasing a Medicare policy and keeping it forever. The dynamic Medicare market in the Bay Area is fluid and constantly changing e.g. a new major Plan Closure. Utilize the experience and knowledge of a local, independent agent to make informed decisions about your Medicare options. There is no added cost to your policy for this service. Given the ever-changing nature of Medicare, you may need someone in your corner to help you navigate these complexities in the future.

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Choosing Between Medigap and Medicare Advantage

Depending on your objectives, you might find that traditional Medicare combined with a solid Medigap supplemental policy suits your needs best. In other situations, accessing your physicians through a contracted Medicare Advantage plan may be your best option. An independent agent can act as a time-saving advisor to help you understand the pros and cons of either choice.

“Leverage your time and research with the experience and knowledge of a local, independent agent.”

Our specialty is assisting Bay Area residents who prefer original Medicare plus some type of Medigap Supplemental Plan G and wish to retain their specialists at Sutter PAMF and/or Stanford Medicine. Our advice is free of charge—there are no added premiums or fees. If you’d prefer not to speak with an agent, you can also self-enroll at CaliforniaEnrollment.com.

If you’re facing deadlines and need immediate answers, please complete the Contact Request Form at the bottom of this page. A licensed, San Jose-based independent agent will respond within 24 hours to discuss your options under traditional Medicare.

Act Now to Secure Your Medicare Coverage

Understanding and selecting the right Medicare plan can be daunting. Whether you choose to work with an independent agent or self-enroll, taking action now can ensure you have the coverage you need, tailored to your specific medical requirements at top-tier institutions like Stanford and Sutter/PAMF. Schedule your free 15-minute telephone consultation today and take the first step towards seamless Medicare coverage.

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Related article:  2025 Sutter PAMF Medicare Options

Sutter PAMF Medicare Options in 2025

This Sutter PAMF Medicare Article has been updated on October 9, 2024 for 2025 plans

Big news for Medicare beneficiaries who are counting on having Sutter Palo Alto Medical Foundation Medicare options:  We are closing out a tough year in the bay area medicare market, and we all wonder, will 2025 be better or worse?

  • In 2024, we lost AARP® Medicare Advantage SecureHorizons® (HMO-POS)
  • We also lost the Essence Healthcare, which included Sutter/PAMF, and other respected provider organizations in the bay area, such as Stanford Medicine and Stanford Hospital.

2025 Sutter PAMF Breaking News

  • On October 1, 2024 we learned United Healthcare is closing its Medicare Advantage PPO products throughout northern California, effective January 1, 2025.  We have received reports that the loss has extended to retirees of CalPERS and HP.

“United Healthcare’s withdrawal of its medicare advantage PPO products from Northern California is reportedly impacting retirees of CalPERS and HP.”

Announcing Sutter PAMF Medicare Advantage Options in 2025

Existing Sutter patients on Medicare are grandfathered for the time being, but new patients seeking access to Sutter/PAMF in Santa Clara County have only two options:

  • Alignment
  • Wellcare
  • However, in San Mateo County there are 3 Options and in Santa Cruz County, 2 Options!
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“In San Mateo County there are 3 Sutter/PAMF options and 2 options in Santa Cruz County for 2025!”

An independent agent can explain the merits of each plan and help you make an informed decision.  We have already filled 75% of our calendar this fall, schedule a free consult before we run out of space.

Everyone should have a local independent agent:  Medicare is ever-changing and local agents will be a life-long partner and resource for your family.  Call for a free consult, today or schedule a phone call from our calendar.

If you are losing Sutter PAMF providers and need answers now, phone (408) 252-7300 or schedule a future phone meeting on our calendar:

Sutter PAMF Medicare Options in 2025

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If you are leaving a Medicare Advantage plan and returning to traditional Medicare, read this first.

If you are losing Sutter PAMF providers and need answers now, phone (408) 252-7300 or schedule a future phone meeting on our calendar:

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Sutter PAMF Advantage Plans of Santa Clara Valley and San Mateo Counties

(408) 252-7300 CALL TODAY to talk to a local, California licensed sales agent

 A licensed, local, independent insurance agent will respond within 24 hours

Remember, local is Better!  Check out our reviews on YELP and NextDoor.

“We do not offer every plan available in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.”